Terms of Service

These terms govern your use of AgencyMan.ai (“AgencyMan,” “we,” “us”), including the website, the app, and any emails or data we provide. By creating an account or using the service, you agree to these terms. If you don't agree, don't use the service.

Your account

Each account is for one person. Keep your login to yourself — sharing credentials or letting others use your account isn't allowed. The agency profile you enter (agency type, carriers, licensed states) must be accurate and reflect the carriers you actually represent and the states you're actually licensed in. Profiles are limited in how many carriers and states they may include and how often those may change.

Our data and your license to use it

Rate filings are public records, and nothing here changes that. What AgencyMan provides is different: our collection, extraction, analysis, and organization of those filings — including the rate-change figures we derive from filing documents, the signals, rankings, and summaries we build from them, and the database as a whole. That compilation and our software are owned by AgencyMan and protected by law.

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to view that information through the service, for use inside your own agency. No other rights are granted.

Prohibited uses

You may not, and may not help or allow anyone else to:

• Use bots, scrapers, crawlers, scripts, or any other automated means to access, collect, or copy data from the service.
• Access the service's data endpoints, APIs, or files other than through the normal use of our website by a person in a browser.
• Download, export, or bulk-copy data, or build a copy of any part of our database.
• Sell, license, publish, redistribute, or share our data or anything derived from it, or include it in another product, service, website, dataset, or publication.
• Use our data to build, train, or improve a competing product or service, or any machine-learning or AI model.
• Get around any limit or protection — including access controls, rate limits, profile limits, or technical measures — or create multiple accounts, or enter false profile information, to see more than one account is allowed to see.
• Reverse engineer, probe, or test the service for vulnerabilities, or interfere with its operation.
• Misrepresent your identity, or suggest that AgencyMan endorses, supplies, or partners with you or your product.

Monitoring and enforcement

To protect the service, we log access and requests (including IP address, account, and request details) and enforce usage limits. Data we provide may contain markers that identify its source and let us detect unauthorized copying. If we believe you've violated these terms, we may suspend or terminate your account without notice and pursue any remedies available to us, including injunctive relief and damages. Unauthorized automated access to the service is not permitted under any circumstances.

Information only — not advice

AgencyMan provides information about filed rate changes. It is not a premium quote, and it is not legal, compliance, financial, or insurance advice. Data may be incomplete, delayed, or contain errors; filings can be amended, withdrawn, or disapproved after we collect them. Verify anything important with the carrier or the state regulator before relying on it.

Disclaimers and limitation of liability

The service is provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, and non-infringement. To the fullest extent permitted by law, AgencyMan will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, business, or data, arising from your use of the service. Our total liability for any claim is limited to the amount you paid us in the twelve months before the claim.

Pricing, changes, and termination

Features, pricing, and offers may change. We may update these terms; when we do, we'll change the date above, and continuing to use the service means you accept the updated terms. You may stop using the service at any time. We may suspend or end access for any violation of these terms. The license and prohibited-use sections continue to apply to any data you received, even after your account ends.

Privacy

How we handle your information is described in our privacy policy.

Contact

Questions about these terms: privacy@agencyman.ai.